Your application will already have plenty of info about your speech & debate experiences. Your current topic about your name sounds really interesting (and reminds me of a person who had about 20 names…I remember 4 of them decades later).
For colleges that request letters of recommendation, they usually prefer one from the humanities/social sciences (English/history/foreign language) and one from science/math. Some of them make it a requirement. Is there a math or science teacher that you think would be able to write a solid recommendation for you? It doesn’t have to be that you got all As in the class…it can talk about what a hard worker you are, how you get along with others, how you’re a team player, how you persevere and don’t give up, etc.
Would paying for greater transportation costs be burdensome for your family? Also, at least for smaller schools, you may want to talk to the financial aid office to see if any institutional scholarships/grants could be applied toward your room & board, rather than tuition. You could ask at larger schools, but larger schools tend to be more bureaucratic and might not be as willing to customize the experience.
Also, do you want to continue with speech and debate in college?
ETA: I would have your family run a FAFSA calculator like this one: Federal Student Aid to see what the government would anticipate your family to pay, excluding the $52k/year in tuition from your parent’s employer. $52k towards tuition is awesome, but there are colleges where tuition exceeds that amount, and it would be helpful to know what type of contribution your family would be expected to pay, in case that amount plus the $52k is still less than a college’s costs (and therefore you would be likelier to receive need-based aid at these expensive schools). Realize that the FAFSA expected family contribution is not what most schools will calculate it to be, but it gives us a ballpark figure to work with.