What is USM ?
These are schools that promise to meet need of they determine you have it. These are the schools that won’t look at how much you need to decide whether to admit you or not.
Franklin & Marshall, as another, will meet your full need. But if they think you need too much and they likely will, they will reject you.
Do you have a full ride somewhere ? USM = Sourhern Miss?
A good school is one that will educate you and that you can afford.