My S24 was in same boat. He was going TO even with 4.0 and 12 AP classes, great EC’s…
I also didn’t want to pay full boat.
Our short list was
Denison - very TO friendly
Bucknell - NPC ran higher, hard to get to.
Trinity (Conn) - very TO friendly
St. Olaf
Carleton - felt they would likely prefer scores
W&M - not generous with OOS
I also took off the table Colgate, Hamilton etc because the travel was too much. I didn’t want to do a connecting flight and a drive.
His S22 brother got the most $$ from Macalester and College of HC, but he also submitted high scores.
We also knew that going ED would be beneficial especially with the TO.
So he went ED at Denison and got the 25K merit (which seems very widespread) plus 24K grant, so out of pocket around 35K a year.
He is very middle of the road, not artsy or athletic.