I think grad school should be a factor, but most important is worrying about paying for undergrad. Your daughter sounds like the type of student who can make the best of opportunities and IMO there will be grad school opportunities in the future.
My daughter never really thought about grad school (nor did I) and after changing majors 3 times got a BA in history. She took a year off and applied to grad school. I thought it was a bad idea as she had loans from undergrad and hadn’t made much money in her year off. Then came covid and she was making even less, but she applied and much to my surprise, she got a funded position (tuition, fees,insurance, a stipend). The TA stipend isn’t much, but it doesn’t cost much to live in Laramie Wy. She was able to bank her TA salary for most of the year (also worked at Starbucks) because she wanted to go to Europe for 6 weeks this summer. She definitely lives the poor student life (4 roommates, drives a 20+ year old car, shops at the thrift store) but she’s happy.
Well, since May they’ve just thrown money at her. She had the cost of her trip (tuition, travel with a professor, then 3 weeks of travel and research on her own) paid, so still has all the money she saved up. Today she got paid $1000 to sit in the history department to answer questions for the new freshmen who started school this week (I’ve never made $500/hour!). I think it is the department’s way of making up for the low TA salary and they keep finding little jobs for her to do.
I never expected this to work this way. Everyone said social science masters degrees aren’t funded and I believed them. My daughter is an optimist and ALWAYS thinks things will work out.
Your daughter could get a job with a university and have her program funded (or employer paid). My other daughter’s roommate did that at Florida Tech (she got undergrad and MS there in marine bio).
IMO, worry about undergrad. With good merit of course.