I think you need to educate your parents (gently) about the realities of paying for college. They may not realize that you cannot just go out and borrow $25k in your own name; they may not realize that you cannot apply for any need-based aid without sharing their finances. If they do not want to contribute to your education that is one thing, but they should at least not hinder you as you seek for ways to finance an education for yourself.
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