<p>My daughter has used her Visa card for the past three years at Smith without incident.
It is her account and she has used it wisely. She has established an excellent credit history by paying it off entirely every month.</p>
<p>My daughter has used her Visa card for the past three years at Smith without incident.
It is her account and she has used it wisely. She has established an excellent credit history by paying it off entirely every month.</p>