McGill or U. Toronto?

<p>I’m now literally choosing between the two since I rescinded all my other applications. </p>

<p>Now, to add fuel to the fire (and bring me close to the point of unraveling), my parents have chosen to inform me that they can only afford to pay for McGill ($20k US/yr) but not Toronto ($24k), so if I want to go to Toronto I would need to take out a loan.</p>