However, most insurance companies do not retain insureds for longer than the insureds stay at the same job providing their insurance. So a small near term cost to prevent a large cost in the future may not make sense for an insurance company when the large cost in the future is likely to be borne by a different insurance company (including Medicare).
The same can apply to large self-insured employers (that use insurance companies to handle claims processing). However, this may be a weaker incentive for employers, since employers bear additional costs of absenteeism or other loss of work when employees get sick or have to take care of sick family members.
My neighborâs parents didnât vaccinate their kids. She had a polio when she was young and now she is learning that polio doesnât stop at limping. It also weakens muscles in the organs. All her organs are weak. She is not happy at all.
The other thing that happens is some people are not particularly observant of quarantine periods. It will spread until it finds too many people who have immunity. Thereâs really no stopping it until that happens.
Ugh, I never had chickenpox as a child. I got the shots when my DD was one and got hers.
But apparently the immunity has waned based on blood tests. My doc wants me to get the shot again. I donât want chickenpox as an adult, that is for sure!
People born before 1957 are generally assumed to have gotten measles in the pre-vaccine era (measles vaccine became generally available in the US in 1963).
People vaccinated before 1968 may have gotten a less effective measles vaccine, so they are recommended to get an additional dose.
People vaccinated from 1968 to 1989 were likely given one dose instead of two doses that are the usual today, so they may want to get an additional dose if in higher risk situations (work in college settings or health care, or contact with immunocompromised people, or traveling to where measles is present).
Please donât flag this (or just delete it) â simply for information on this very same topic, the vaccine review board (the federal entity that sets the commonly regarded vaccine schedule recommendations for doctors to follow) meetings have been cancelled âindefinitelyâ.
While that does not mean vaccines are restricted, insurers rarely cover any vaccines that are not on the schedule. This means any new vaccines, or modifications of existing ones, are unlikely to be discussed or added to the schedule until the committee resumes meetings. (This all from a WaPo article, should you want to find the original information)
I donât know much about this - does the board not meeting mean the schedule falls away, or does it just mean the existing schedule remains in place until it gets changed or abandoned?
(I cancelled my wapo sub so canât access the original article)
My daughters both got some of the infant vaccines twice. Theyâre adopted from China and we were provided a list of vaccines that they were given along with the dates. But their pediatricians thought it best to repeat, as the effectiveness of Chinaâs vaccines couldnât be trusted. I didnât give the decision a second thought.
We even all got rabies (and some other) vaccines before an international trip bc the country had lots of street dogs. That was recommended by the State Dept.
I sent my internist a message asking whether we should get a booster of MMR in light of outbreaks even though we had the diseases decades ago. G will ask his internist same Q later this month.
I have a message to my internist asking if there is any good reason NOT to get a booster MMR shot, just in case, as we had these conditions many decades ago when we were very young. I donât know how long the immunity lasts, even though itâs SUPPOSED to be lifetime. Iâd rather have a little preventative poke than a very nasty condition that could have been prevented.
Insurers are weird about covering titers but tend to cover shots with no problem. That was something we encountered when the allergist was concerned about how well protected our kids were.