@usma87 - thanks for the response. I think I will hold off and only use this information if we are within a couple of thousand of being able to afford. I actually recovered from the stroke fairly quickly but when the doctor was removing the clot, the wire went to the wrong part of my brain, causing a bleed at my optic nerve that appears to be causing permanent problems. Thankfully, they are manageable (I can drive again and can read a computer screen, although I will likely not be reading books again). Thank you once again.