Yep. Our office does the financial consultation the day of the surgical consultation which is a few weeks before the surgery. Patient’s sign a financial agreement then. They have a clue. Nothings 100%but we are usually close. Dealing with insurance companies for all has been a pain and getting worse. It’s not about Healthcare anymore. Ugh.
But I came to say and I am glad the OP figured it out but… You need to build some sort of relationship with your doctor /surgeon. You just don’t want someone to show up that you don’t know. For emergency surgery, yes. But not for elective surgery.