For posters concerned about the OP’s D qualifying for good merit aid; she is probably qualified for any level of school, regardless of her lacrosse skills. There are definitely schools that would give significant merit aid to her. Now how that might combine with lacrosse is a different matter, but she is a well-qualified student.
Does this mean that the budget is $20k/year? Or, what would your family be willing and able to pay for without taking out loans (you or her)?