Merit/Scholarship/Grant Potential: Can you get more money, and when...

At this late date, the options are unfortunately very slim. Does your daughter have any interest in a gap year? If I were you, I’d take a look at whether there are any good transfer scholarships available at local Wisconsin schools to determine whether the community college to 4-year route makes sense. If it doesn’t, I’d either have her (1) take a gap year, work and save money, and retest to try for a 34+ then apply to a different list of schools where she has a shot at a full ride and apply to many outside scholarships; or (2) take the loans and send her to Alabama and try to keep costs as low as possible.