<p>I agree, Garland. It makes no sense to me to hear that those with less have more. It is so easy to get rid of your assets and job and become low income. Not so easy to make the move the other way around. There are unfair quirks and downright unjust provisions in the financial aid system as there are in any system. If you are lucky, you can make out in some of them; or you can fall into a pocket where it makes no sense. It’s difficult to watch colleges operate as a business, giving merit money to those who don’t need it,and then gap someone truly needy by an enormous amount, suggesting loans that are really unwise to assume. The colleges are not benevolent uncles out to support those who need the money, but are businesses with their own goals. That’s hard to swallow for some because that is not the talk you generally hear. Paying for college, financial aid seems to be painted much rosier and simpler than the reality.</p>