Exactly. Have you run any net price calculators yet? Let us know the estimated COA from a meet full need school on your list, such as Middlebury. Is that number affordable?
Some of the lower tier schools which don’t meet full need will stack merit (discounts) on top of any need based aid you qualify for. NPCs often don’t show the merit/discount piece, so you won’t know your FA until you apply and are accepted which means you have to make sure you have at least one affordable safety school, more if you ultimately want a choice…what is/are your affordable safeties?