<p>Many policies have a clause that an occasional driver–one who does not reside w/ you for more than 30 days–is covered when driving your car. Since the mid/cadet will not be a dpeendent after the first year, they sh/ be covered under this clause.</p>
<p>You should obtain a policy to cover mid/cadet belongings while at the Academy. USAA offers a renters policy that is, I’m trying to rmeember, about $100 or $200 per year. It covers theft.</p>