Congratulations on getting into some great schools. It sounds like no matter where you go you will do great! Something to consider when looking at cost: At MIT you can live in a cook for yourself dorm, which are also cheaper, and save $ that way. The costs that are published, like transportation, etc may or may not apply to you, depending on where you live. Also, my '22 hasn’t had to buy many books - almost done with junior year and we have spent a couple hundred, maybe 3, on books - a lot of the dorms/living communities have books to share. UROPS in covid have been tricky to come by. Ditto summer internships. The Stafford loan is all on you, and it’s $5500, $6500, and $7500 each year for junior and senior year. If you are covered by you parents insurance and it is adequate you won’t have to pay the extra insurance cost -if deemed not adequate you will. I can’t tell if it’s only going to cost $20k/year? A CALL to your financial aid officer would be your best bet. Then follow up with an email. Good luck! Edit: LOL I see this is a year old. What did you decide to do?