@thumper1 I heard this from a college counselor, I know it is difficult to reach afterward and causes a deduction of assets in the transfer which is why we’re trying to avoid it… That being said if it’s counted as money that I have and therefore would have to pay in tuition the ramifications may be less. My parent is going to talk to people with a lot more knowledge, but for now, we’re just wondering how it would factor in with Questbridge since they have specifics with the income we’re wondering if they have specifics for savings:)