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Who employs finance people? Finance companies</p>
<p>What do finance companies do? Manage the money people give them</p>
<p>Why do people give them money? Because depositing money for interest is a better investment than leaving your cash sitting around the house</p>
<p>What does the finance company do with that money? Loan it out for interest to people that need money.</p>
<p>Why do those people need money? Because they want to grow their company betting on future earnings, they want to move into a new house, or they want to buy goods they don’t have the money for now but will soon be able to pay for</p>
<p>What would happen if these people didn’t get that money? They wouldn’t do the things they otherwise plan</p>
<p>How can we get rid of the finance companies? If nobody deposited money and/or nobody took out credit, they would have no business</p>
<p>Will that happen soon? Probably not</p>
<p>Why not? Because depositing cash is generally a better use of money than not depositing cash, and as long as one eventually pays back debts, credit can be very useful in improving businesses or quality of life.</p>
<p>So are the finance companies good? Clearly not unambiguously, but they are in many ways the basis of the modern economic system, so getting rid of them would certainly change more than just corruption.</p>