<p>@thinktry - If I understand it correctly, expected family contribution (EFC) is calculated by each college using their own internal set of data. In other words, I have another offer from a different LAC that has estimated my family contribution very differently. I honestly think you’d be best served to email the FAO and ask them all of your questions. And, here in the states, we fill out a FAFSA, which is a Federal need application, which gives us an EFC for federal aid, but MHC still uses their own data and the CSS profile info to calculate their packages which contain their own grant offers. It’s can be very confusing, for sure!</p>