<p>Even if the school did have insurance, I seriously doubt this theft would be convered since the OP left the door unlocked. I’d be willing to bet they were told on Day 1 to always keep their door locked, and if there was any sort of roommate agreement it was probably included in there as well. OP should feel incredibly blessed that it was only a property theft and not something much more serious since she was asleep in the room at the time.</p>