<p>Frankly even if UCLA had accepted you I would not recommend attending if it means that you pile up $40K in debt. And how are you going to do that, anyway? I thought the max loan to a student was much less than $40K over 2 years; see [Subsidized</a> and Unsubsidized Loans | Federal Student Aid](<a href=“http://studentaid.ed.gov/types/loans/subsidized-unsubsidized]Subsidized”>http://studentaid.ed.gov/types/loans/subsidized-unsubsidized)</p>