<p>“And just lastly…is EFC a joke? They expect a middle class family to save 25% of their gross income for their children’s college. I guess we could skip eating for a couple years…”</p>
<p>the assumption is that families have been saving for college all along. The expectation is that EFC comes from past savings, current income, and loans.</p>
<p>And, since most schools don’t “meet need”, EFC is rather meaningless…you’ll likely have to pay more than EFC. And, merit gets applied to NEED first.</p>
<p>Without the NHRP, schools that were originally on “the list” are now not considered viable(as full rides to schools such as Auborn were the lure</p>
<p>?? </p>
<p>If you mean Auburn, then you may be mistaken. Auburn doesn’t have a full ride for NHRP. It only offers a small scholarship of $1k-$2k per year.</p>
<p>You may have been looking at the offers for NMFs and NAs…which are large, but not full rides. </p>
<p>Go to this page and then click on the link for NHRP (on the right side)
[National</a> Scholars | Undergraduate Scholarships](<a href=“http://www.auburn.edu/scholarship/undergraduate/national-scholars.html]National”>http://www.auburn.edu/scholarship/undergraduate/national-scholars.html)</p>
<p>Is your child a NMSF?</p>