<p>Understood, S2 face with similar situation a year ago. If I may provide a word of advice from a mother with 2 college children. Do not end up with a bunch of loans and debts for your undergraduate studies since you have the option. Professional and graduate school is different story. Do not put sustantial financial burden on your family especially if they have to borrow against their Home Equity or Retirement Fund. It is prudent to be considerate if you have younger sibling. You are fortunate as many students and families have no choice. So, make evaluate and make your choice wisely.</p>