Exactly! That is why I want her covered. I am not worried about a trip to the doctor for a sore throat, I am worried about a car accident, an emergency gall bladder surgery, etc. I am really appreciating everyone’s help.
Another possibility is short-term/temporary coverage.
http://obamacarefacts.com/insurance-exchange/short-term-health-insurance/
Yea, one of my friends had a D with appendicitis in college! It was scary for her and her folks but they were glad she had insurance.
Onward if you are interested send me a message and I can give you the name of a person/company in Illinois who sells health insurance. he is a straight shooter, and will guide you in the right direction even if he tells you he can not help you. I do not live in IL but he has helped me with temporary insurance, private non employer plans and travel health/evacuation insurance.