Once you have a green card, you will no longer be an international student paying 3x the instate tuition. You will have lived in Mass for many years, graduated from a Mass high school, married to a Mass resident. There are dozens of schools in the ‘north shore’ area.
What we are all saying is once you have the green card, you’ll have many choices, but one of them shouldn’t be borrowing private loans based on your wife’s $22k income. YOU will need a job. YOU made a choice to get married, and you have to support yourself and your family.
The USCIS will want proof of your marriage, not of your vacations. Rent or mortgage payments, health insurance, taxes, proof of daily living expenses. If you don’t live in the same place, that will be questioned. Why don’t you want to live with your wife?