The majority of the schools on your list do not offer merit aid and focus on need-based aid. You should really run the NPC for some of the schools on your list and see if they are truly affordable. Colgate is almost $80K per year and if you are OK paying $320K for 4 years, great! If that is really not feasible, it is better to know that now.
If you are paying full fare, you may have some low reach options. If you need financial aid to attend, you have all reaches. Competitive schools with sub-25% acceptance rates are reach-y for all applicants.