<p>It looks like if you submit a revision, you also need to accept your loan award for that to happen. I do not know when you will get the revision or how things will change once that happens. I am submitting my revision tomorrow since I now make a fraction of the income I used to. The loan terms allow you to return the loan without penalty 14 days after disbursement. Hopefully that buys you some time. There is also the chance that you won’t get anything extra, so you might need the loan anyway.</p>