Junior and senior year cost us (parents) $30k total. We agreed to cover tuition & had to borrow, did not have it upfront, & it’s almost paid off.
Our student paid for housing, food, and other expenses by working her butt off over summer(s) as a server, plus taking federal student loans.
Her current job has a stipend to apply to her loan & that is also almost paid off.
We were fortunate!