OK a different idea here, you could go for free to Rutgers and your folks do not want to spend extra cash so how about the university of Maine? They will charge you instate tuition at the same rate as Rutgers. It is not private and it is not as good as a school as Rutgers but it is out of NJ. in reality your parents are saying find me a school that will cost about 15 k a year all in , which is what Rutgers will cost to live there with free tuition and I doubt you will find that, your better bet maybe find a very jewish school and hope your mom is willing to pay for it but I suspect you will be sitting in New Bruswick next year.