Next steps? First time considering loans

She really wants Architectural Landscaping - with Plant Science as her second choice. When talking to Cal Poly they suggested with her math interest to do Landscaping with a minor in Arch Engineering. She liked this major because it involves stem interests plus creativity. These are at Cal Poly Pomona, SLO, Berkeley and Davis.

the Cal Grant A should cover all of tuition at a Cal Poly. why are you thinking that it doesn’t?
9,942 is the Total Tuition and Fees from the Cal Poly site - the grant has a dollar amount and that is not it.

Frankly, since you live in Southern Calif and you have a modest income, why would you consider taking on debt for SLO? how much debt would you be taking on for all four years? I have considered her taking out her maximum each year and then taking about 8000 a year on myself. If we keep at one car (paid off) and really cut back on spending and she gets a part time job, we may be able to pay this off each year. But yes, anything can happen, I’d like to not have more than 20,000 by the time she is done.

She is one of those girls who has a wide variety of interests - until this summer she wanted to major in math (but did not want to teach). Then she worked with plants this summer. She is very stem oriented, but also art (but after AP Art Drawing did not want art as her career). She took some python courses and decided she did not like programming/being in an office on the computer all day. She really loved being outside for part of the day. She does not care for biology. She just tried to find a major that combined those interests.

At UCI, env engineering was the most interesting of the majors she reviewed. It is close to where she has volunteered and she feels like it is familiar. She does best with a challenging curriculum and thinks this is the most challenging of what she has applied for - I see some doubt in herself - that impostor syndrome many girls entering a program that is more male dominate can feel.