@PurpleTitan is correct! On the Miami page you can see what it takes to get full merit and other levels etc. Plenty of people take them up on it. Why? Because it’s a great school for what they offer. I would have had no issue with my son going there if he wanted or not. If money was an issue it would not have been taken out of the mix so fast and he would have willingly gone because he knows his hard work would’ve earned him that free ride. There are others out there and at Miami who earned those scholarships. It’s not some crap dumbed down school. Yes you’ll find some dummies there but trust me there are dummies every where! I have an Ivy Leaguer and I can’t tell you how many times she says she can’t believe how certain kids got in there. There is also something to be said for being the big fish in a small pond!!
Additionally if he one day wants to go to grad school that will be the time to take our loans and he will probably appreciate it a lot more then!