A few comments:
–Agree that getting a full ride to a US college is a longshot – even more so for an international applicant.
–Even if you get a “full ride” you will likely have to cover expenses such as transportation, health insurance, books, spending money, etc. which could run thousands of dollars. Your ability to work in the US as an international student will be very limited.
–Applying a year early will likely be viewed as a negative rather than a positive.
–Paychology is a fascinating field of study, but not sure what type of job (to help support a family) you could get after graduation with that degree.
–As noted upthread, there is no guarantee you will be able to stay in the US after graduating college.
–Take your shot with US colleges but I recommend you also look into college options in your home country.
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