<p>Yes, so all of you parents our there with younger chlildren… take my advice…buy the McMansion, buy the Mercedes, do Disney World three times a year. ski the Alps in winter, hop down to the Bahamas every few weekends in winter to keep up your tan. Go out to dinner five nights a week. Heck, go to TGIFridays for lunch every Saturday and Sunday!!! Above and beyond…do not save a penny…not one!!!</p>