@saltoids - You are the one who is responsible for paying for your education. If your mom can chip in, that’s good. If your dad can chip in, well that’s good too. No one can require that you borrow one cent to pay for your studies, so there is absolutely no obligation to take on debt. Once you know how much money is available to cover your college costs, you will need to identify places that are in your budget. In many, many cases, affording a college education means studying part-time at a commuting-distance public university or community college while working full-time. If you determine that that is your only viable option, have confidence that even though the pathway is slower, it can lead to success.