Where are you getting the money to go out of state? Don’t plan to go anywhere just to please your ego to go out of state. Study abroad also costs money. Its not free. We have a family friend at Kansas now…out of state… The grass is always greener right.
Look at your community College and it’s transfer requirements. Does it make sense financially to go a 2nd year then transfer? Talk to financial aid at your target schools now. It might be realism that you need now in order to plan your future.
Also high school is in the past. Plan for your future. Can’t change it so forget about it. Talk to your professors about opportunities to explore since your looking for stuff to do. They might have them. Some might be doing research.
You should be very proud of yourself. Go to your less expensive option that accomplishes your goals. Loans etc will just put you in a rut that is hard to climb out of.