Nothing says the holidays like a fraud alert

Parent Cafe
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<p>If any of you are AAA members you can get credit check monitoring for free, in addition to help with dealing with the fraud if it happens to you; if you are a premier member, you get an additional $10,000 in protection from fraud. </p>

<p>Just go to your AAA website, and google “identity” from that site, and it will pop up. Easy to sign up, and you can sign up anyone on the account with their own protection if they are over 18 and an account holder. </p>

<p>I was pretty resistant to the visa/check card logo atm cards years ago - but was convinced by the bank that it was secure and safe, and if there was fraud they would take care of it. I have fallen down the rabbit hole in terms of paying for gas and groceries with it, as well as things that I “swipe” myself on their little machines. Perhaps I am going to have to abandon this completely and go back to cash and checks. </p>

<p>I never use my visa card over a cordless phone to place any orders for catalogs. In fact, all orders I place are on internet or in person. </p>

<p>I do think that with a killer economy there will be more fraud out there.</p>

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<p>Just got a call from American Express security that someone put a $9 charge on my card through the Netherlands (not me).</p>

<p>They said the bad guys will put a small charge through to see if it clears. If it does, they then starting charging bigger ticket items.</p>

<p>They killed my card and am over nighting me a new card.</p>

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<p>I just went to the AAA site and it is $4.95 a month (or $50 a year) for the credit monitoring service!?!</p>

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<p>You can get the basic service for free through my AAA.</p>

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<p><a href=“HTTP://WWW.AAA-CALIF.COM/MEMBERS/ID_THEFT.ASPX?BCD=CAWLWWIP[/url]”>HTTP://WWW.AAA-CALIF.COM/MEMBERS/ID_THEFT.ASPX?BCD=CAWLWWIP&lt;/a&gt;&lt;/p&gt;

<p>Are you a NY resident? Perhaps yours costs…but the basic service plan here in Calif is free.</p>

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<p>I’m moving to California.</p>

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<p>The New England AAA website doesn’t seem to offer the service at all. I think each AAA operates quite independently. </p>

<p>Today I saw an ad for Experian’s credit monitoring service in which they slammed Lifelock, which has apparently had to change its service after losing a lawsuit. (Lifelock is run by a guy with a very shady history.) I only hope the competition drives down the cost of these services. </p>

<p>I’ve never had a problem with anything other than Paypal, which I only discovered when Paypal froze the account in the course of its investigation. It was all sorted out rapidly. But I use my credit card freely online and in person, and I guess it’s only a matter of time before I become a victim.</p>

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<p>What a bummer. I thought the AAA worked more cooperatively together. I guess not. :(</p>

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<p>I had a problem with Paypal once, but I was happy with how quickly they addressed it.</p>

<p>Some guy also tried to enjoy a very nice camera on our dime, but an astute seller called to verify if we really wanted it shipped to a warehouse in Miami. I guess he was going to take pictures on his Caribbean vacation, which he also charged to our card…I was fairly pleased with how Mastercard dealt with the situation, but it took approx. 10 days to get our new card–a hassle since we use it often.</p>

<p>This was a couple of years ago. After reading this thread, I hope it’s not our turn again!</p>

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<p>Been checking the credit card and bank accounts daily since I started reading this thread!</p>