I guess you need to figure out how much it is worth to you. Debt is absolutely a consideration but you only get to do this once, so think long and hard about what you want to give up after graduation to pay off the loans (car, apartment etc). One of my kids is hell-bent on getting her Masters at ND (already accepted). She has no undergrad debt but is finishing another grad program now which will set her back about $40K. If ND’s program is virtual, she will try to defer. If not, she said she is going to suck it up. We have the means to help her with her repayment, but she knows it’s not a given and she is going in knowing she’s on the hook.
Best of luck.