The more popular type of policy today is a “linked benefit” product that includes LTC, Return of Premium feature, and a death benefit. The death benefit is key as it ensures a benefit is paid whether you use the policy for LTC or not.
The more popular type of policy today is a “linked benefit” product that includes LTC, Return of Premium feature, and a death benefit. The death benefit is key as it ensures a benefit is paid whether you use the policy for LTC or not.