I wanted to raise your thread because of the proposal for free tuition that is waiting to be passed by the NYS assembly.
If you make under 100K, your child should still be eligible for full tuition under this initiative (yes, she is still going to be required to work in NYS after graduation).
I would contact the financial aid office at UAlbany to see how this initiative would affect your D.
Like the STEM scholarship, it is designed to be a last payer, meaning it will cover tuition after all other credits (TAP/PELL/scholarships) are applied. I hope that this can be a viable solution for your family.