<p>*D just got results of PSAT from school this afternoon - 209. Pretty sure this puts her in Commended category, but probably will not make state cut-off for NMSQT when those are set in Spring’13. *</p>
<p>Cut offs are not known in the spring. They are known in Sept of senior year.</p>
<p>KJCF…have your son take both the SAT and ACT. He may not end up with super high schools but he may end up with high enough scores to get good merit at a good, but lesser known, school. He may just need to be more open minded. What might his major be? Schools like UA-Birmingham are quite generous to OOS students.</p>
<p>As for debt…unless you’re co-signing, he can’t borrow much…only 5500 for frosh year. Will his EFC be low with 3 in college? I would also encourage him to work over the summer and set money aside for college. He can “pay you” for his support, and you can set aside a similar amount in YOUR savings so that it won’t hurt EFC.</p>