<p>You don’t HAVE to sign up for a meal plan unless you are in one of the dorms that require it. You also don’t have to sign up for the FSU health insurance if you have your own.
[Here’s</a> a run-down of the dorms that require and don’t require meal plans](<a href=“http://housing.fsu.edu/housing/ungrad/mealplans.html]Here’s”>http://housing.fsu.edu/housing/ungrad/mealplans.html).</p>
<p>For what it’s worth, I’ve never had the FSU health insurance plan. Up until this past March I was on my parents’ through my mom’s work, but I was able to get on my own BCBSF health plan for $61/month- cheaper than being on my mom’s and about half as much as FSU’s. Even with the “rate hike” starting this month up to $70/month, it’s still much cheaper.
Unfortunately, I am not sure if sign-ups for it are available for students under 21 anymore due to some of the laws passed in Congress within the last year.
[Here</a> is the homepage to the plan I have, the BCBS 700 plan](<a href=“http://www.securehealthoptions.com/blue-options-plan-700.php]Here”>http://www.securehealthoptions.com/blue-options-plan-700.php).</p>
<p>Also, just so your calculations are correct, semesters are much closer to 4 months than 3. I think the official number is like 115 days or something, but it’s easier to just look at it as 4 months.</p>