Ok, so taking loans out a bank is the only way to get a higher education at a good university out of your state in America I guess… I’m not going to get any scholarships nor much financial aid at OOS schools according to you guys. Hope I get into my MA school. My dad doesn’t earn 50k per year by the way, way lower than that. I’m not rich nor have impressive SAT scores so no scholarships or financial aid for me! Drown myself in loans!