<p>Yes, SD it would be easier to go with PNC given the location and convenience of i-card use…if I also had a PNC branch nearby where I could deposit money into an account for her. But I don’t, the nearest is in Manhattan. So the alternatives are: 1) Go with Chase as LINYMOM has; 2) open a joint Citizens account and have her use that, which would still be pretty convenient but not allow i-card use; or 3) Pre-fund or let her take money out of either a Chase or CB account and put it into a PNC account for the convenient locations and i card use.</p>