<p>We wouldn’t be planning to change if not for the fact that at least three times the campus ATM system was down when she absolutely had to have a certain amount of cash. Daughter doesn’t want to deal with that again. That’s very smart about Happy Harry’s LINYMOM, I don’t think my D realized that she could have gotten cash back with her Chase card. She will be living right on Main Street this year, so that would work out well.</p>