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<p>Soap is bad for your hair. </p>
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Who knew.</p>
<p>Pfft…I’ll pass. ;)</p>
<p>My son is helpless when it comes to banking. </p>
<p>Neither kid seems able to make simple inquiries or set up appointments over the phone. I have taught my D to write up talking points so she is prepared. (“Hi, I’m calling about the job you had advertised on craigslist…are you still hiring?”) Because apparently talking to people on the phone rather than passive-aggressively texting is difficult. </p>
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<p>I think a vinegar/water rinse will do the same. That said, I love Dawn for all of its many uses. </p>
<p>Dawn also works to lighten a too-dark hair dye job. Thanks again to my hair dresser sister. And Dawn can also be used to remove most grease stains from clothing-sometimes even something that’s been through the washer and dryer. My kids all know about the laundry use, only the girls know about using it for hair. DS has none.</p>
<p>I keep wanting to read this thread, and then I keep passing it by. It can only provide more guilt to those of us who already have a long list of things we have screwed up on. Maybe when I get the courage, I’ll read it.</p>
<p>“All the things”; Hyperbole and a half. If you haven’t, check it out.</p>
<p><a href=“Hyperbole and a Half: This is Why I'll Never be an Adult”>http://hyperboleandahalf.blogspot.com/2010/06/this-is-why-ill-never-be-adult.html</a></p>
<p>I am checking out “Adulting”.</p>
<p>“Seeing as my parents didn’t teach me how to drive…”</p>
<p>Driving? Meh. SOMETIMES it’s better to know how to hustle through public transit. </p>
<p>Okay shrinkrap, that is funny. I can handle reading that kind of thing.</p>
<p>Add one more S to the envelope-shredders. I think they need a support group or something. Why was this not a problem for our generation? </p>
<p>D is another envelope shredder! It drives me crazy! </p>
<p>When she was in 9th grade and we didn’t think she would end up going to college, she took a life skills type of class. She learned how to balance a check book, budgeting skills, how loans work, resume writing, interview skills, etc. I really think all 9th graders should have been required to take this class rather than the required global economics class! </p>
<p>I’ve started to make a digital file of all of my daughter’s favorite recipes. In a few years she’ll probably move off campus and she might want them. I’m also going to make a section of healthy recipes into a Fast and Cheap category so (hopefully) she won’t eat too much fast food. She texted me yesterday from camp and said she was craving my mulligatawny soup and I quickly added it to my file as a recipe she might want when she leaves the nest. </p>
<p>"I don’t think my 25 year old knows how to file an insurance claim. "
-nobody knows that, it is filed by providers, the subscribers do not know the line item codes to file claims anyway. I would not know how and I have been working for couple Insurance companies for over 9 years.</p>
<p>I think what the poster meant was “knows how to deal with insurance companies.”</p>
<p>Unfortunately, my 17-year-old does…she has been in two car accidents. She also knows what to do immediately following an accident (i.e., pull over, call the police, exchange information with the other driver).</p>
<p>My kid has to file his own medical insurance reimbursement claims. Not difficult, but a pain. And he decided not to do it for nine months. He has a lot of medical issues - including $200 worth of prescriptions each month. Needless to say, we were not happy that he chose not to do this (this was when he claimed not to know where a mailbox was). </p>
<p>D has to also learn how to file a claim under her renters insurance for a stolen computer. But she did it and got the check to prove it!</p>
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At least, this is what shampoo makers want you to believe. They also want you to believe that you need to rinse and repeat.</p>
<p>And even if soap is bad for your hair, I’m not convinced that shampoo is bad for the rest of you.</p>
<p>Change a flat tire. DD got lots of practice since she had 5 of them in 2 years. She got so good that she could doit in heels and a skirt in the dark. Even her male friends were baffled. They just call AAA. She dd not like to wait. </p>
<p>" think what the poster meant was “knows how to deal with insurance companies.”
- This is not that hard. I told my D. many time - got to scream at them, again and again and again. It helps to know the terminology, but if you do not work for insurance and not in medicine at all, then most 40 -50 y o’s would not know how to deal with isurance company either. Screaming does get claims processed (somehow???). </p>
<p>“nobody knows that, it is filed by providers, the subscribers do not know the line item codes to file claims anyway. I would not know how and I have been working for couple Insurance companies for over 9 years.”</p>
<p>That is only true if your providers are in network. If you or your co-insured see out of network providers, it is very helpful for them to understand how to get the information they need to be re-reimbursed, or have a payment applied against a deductible. Generally the form needs a diagnosis and a procedure code, along with the date the service was provided. If there is office staff, and you tell them what you need a receipt for, they will know what to include. </p>
<p>You should also know how long you have to file; there are sometimes deadlines after which you wont get “credit”. </p>
<p>“got to scream at them, again and again and again.”. I cannot recommend that strategy. Scream what? At whom? Have you never “screamed” and then found your call dropped, so that you have to start over? </p>
<p>I also recommend reading your insurance paperwork, and explaining it to your kids. Do you have a deductible? When does your “year” start? Is there a co pay? Is it different for specialists? Should you pay up front, or does your insurance company want the insurance company billed first? My office usually wants payment up front if we know there is a large deductible, but some companies want me to submit a claim first IF I have a contract with them. Get the name of everybody you speak to. Often there is a difference between the person who tells you your benefits and that you can go to a provider and have a service, and the person who pays the claims. This creates a lot of confusion and frustration if you are going out of network. I would definitely put that in the “parent” or “insureds” wheelhouse, but if your co-insured is over 18, it can be tricky. </p>
<p>I forgot to teach her how to do her own taxes. </p>