I prefer UMCU. They generally better service and lower fees. They also have some useful products like low/no fee credit cards and ATM’s. For example, you can go to any credit union anywhere and use ATM’s (usually) for no fee. We used foreign ATM’s and were charged a 1% currency conversion fee , but no other fees, in several European countries and Canada. There are branches at the Union, Pierpont, on William St and Plymouth Rd, plus ATM’s at several campus locations (hospital, NCRC, Nursing school, etc.). The mobile app is decent for check deposit too.