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I guess I am not understanding your point, because this doesn’t make sense to me.</p>
<p>If you have $500 you can spend, and you haven’t spent it by the day you fill out the FA forms, you have $500 in assets to report. It doesn’t matter if it is in your savings account or cash in your pocket.</p>
<p>If you spend the $500 the day before you fill out the forms, whether on groceries or a fridge or paying the plumber or whatever, you have $0 to report.</p>
<p>If you spend the $500 the day after you fill out the forms, you’ve reported $500 in assets on the forms.</p>