Do it online. Takes 30 seconds once you have created your account (once). I car shopped with my kid this weekend and we unfroze all 3 for a month, easy and instant. Only Experian requires the PIN to unfreeze every time, the other two only to set up the account.
Anyone else see the irony in answering those ID questions that are mostly based on info on the credit report…by a company that allowed our credit reports to be hacked and thus the hackers have those answers? Head scratcher.
That said, many of those can be answered with people’s Facebook or other social media profiles. Listened to a great podcast about hackers who got millions of dollars in refunds by using an IRS tool to get tax transcripts answering those questions with answers people mostly just gave up on social media. Once they had the transcripts they filed the returns and got refunds.
It’s here: https://darknetdiaries.com/episode/26/