Parent Plus Loan as a non-custodial parent

Ooof. 15K short and that’s AFTER your D takes out her maximum in loans?

Boy- I’d be having the “let’s talk about deferring for a year” conversation right now.

Unless you are about to inherit a significant amount of money, somebody (your D, you, her mom) is heading to a heap of financial distress with the current plan. Even if you pay her senior year gap out of the 529…

Has your D seen a loan calculator and what the payback looks like-- and not a few years of eating ramen- a whole lotta years?