Is there 80K in the 529? If so- great.
If not- I’m back to trying to figure out- on the back of an envelope- how shifting the gap away from the kid to the dad is a great plan. So he’s about to save 6K per year in child support- gotcha. That still leaves 9K as a gap-- for three years (because the dad stated he can pay off senior year’s gap out of the 529). 9K X 3- 27K in parent plus loans.
Still seems to me like a lot of debt. CPT- I understand the timing/shifting piece. But unless there’s something material that I’m missing, this college seems unaffordable unless the entire loan amount is sitting in the 529 right now.
College costs go up, not down as the dad knows having seen this rodeo already!